By submitting, you consent to calls/texts per our Privacy Policy. Msg & data rates may apply.
First Choice Title Pawn (“First Choice,” “we,” “our,” or “us”) operates firstchoicetitlepawn.com and associated locations across the State of Georgia. We are committed to protecting your personal information and your right to privacy. This Privacy Policy describes how we collect, use, disclose, and safeguard information when you visit our website, submit an inquiry, apply for a loan, or interact with us through any channel, including text messaging.
By using this website, you agree to the terms of this Privacy Policy. If you do not agree, please discontinue use of the site.
When you visit our website, we may automatically collect certain non-personally-identifying technical information, including IP address, browser type, language preferences, referring URLs, operating system, and pages visited. This information is used to improve website performance and user experience.
We use cookies — small data files stored on your browser — to help identify and track visitors and their website preferences. You may configure your browser to refuse cookies; however, some website features may not function properly without them. We may also use third-party analytics tools (such as Google Analytics) and advertising pixels (such as Google Ads and Microsoft Advertising) that set their own cookies. Those tools are governed by their respective privacy policies.
First Choice Title Pawn operates an online quote request form (the “Quote Form”) through which prospective customers may submit their contact and vehicle information to request a loan quote. By submitting the Quote Form, you expressly acknowledge and agree to the following:
We implement reasonable security measures to protect the data stored in our database from unauthorized access, disclosure, or misuse. All collected data is retained only for as long as necessary to fulfill the purposes described herein or as required by applicable law.
By submitting your phone number through any form on this website, you expressly consent to receive SMS text messages from First Choice Title Pawn at the mobile number provided. These messages may include:
Message frequency will vary based on your interactions with us. Standard message and data rates may apply based on your mobile carrier plan. You may opt out of SMS communications at any time by replying STOP to any message you receive from us. For assistance, reply HELP or contact us directly. We will not share your phone number with third parties for their own marketing purposes.
Your consent to receive SMS messages is not a condition of obtaining any loan product or service from us.
We use the information we collect for the following purposes:
We do not sell, rent, or trade your personal information. We may share your information only in the following circumstances:
In all cases, we take reasonable steps to ensure your information is handled securely and in accordance with this Privacy Policy.
We retain personal information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, to comply with our legal obligations under Georgia and federal law, to resolve disputes, and to enforce our agreements. Financial and loan records may be retained for a minimum period as required by applicable law.
We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, alteration, or destruction. However, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security but are committed to protecting your data using industry-standard practices.
Our website may contain links to third-party websites. We have no control over, and are not responsible for, the content, privacy practices, or terms of service of those sites. We encourage you to review the privacy policies of any third-party site you visit.
Our website and services are intended for individuals who are at least 18 years of age. We do not knowingly collect personal information from individuals under 18. If you believe a minor has provided us personal information, please contact us immediately and we will take prompt steps to remove that information.
You have the right to:
To exercise any of these rights, please contact us using the information provided at the end of this document.
We reserve the right to update or modify this Privacy Policy at any time, at our sole discretion. Changes will be posted on this page with an updated effective date. Your continued use of the website following any posted changes constitutes your acceptance of the revised policy. We encourage you to review this page periodically.
The following Terms of Service (“Terms”) govern your access to and use of the firstchoicetitlepawn.com website (the “Website”) and all related content, products, and services offered by First Choice Title Pawn (“First Choice,” “we,” “our,” or “us”). Please read these Terms carefully. By accessing or using the Website, you agree to be bound by these Terms. If you do not agree, you must not use this Website.
The Website is intended for use by individuals who are at least 18 years of age and are legal residents of the State of Georgia or other states in which First Choice is licensed to operate. By using this Website, you represent and warrant that you meet these eligibility requirements. We reserve the right to deny access to anyone who does not meet these requirements.
You agree to use this Website only for lawful purposes and in a manner that does not infringe upon the rights of others. You specifically agree not to:
First Choice Title Pawn offers title pawn loan products to eligible customers in Georgia and other licensed service areas. All loan products are subject to applicable Georgia law, including the Georgia Pawnbroker Act (O.C.G.A. § 44-12-130 et seq.) and any other applicable lending regulations.
Information provided on this Website regarding loan products, rates, and terms is for general informational purposes only and does not constitute a binding offer or commitment to lend. Actual loan terms, amounts, and approval are subject to verification of vehicle information, applicant eligibility, applicable law, and our underwriting criteria.
Nothing on this Website constitutes legal, financial, or tax advice. You are encouraged to consult a qualified professional before entering into any financial transaction.
We make reasonable efforts to ensure that the information provided on this Website is accurate and up to date. However, we make no representations or warranties of any kind, express or implied, regarding the accuracy, completeness, or reliability of any content on the Website. We reserve the right to correct errors or omissions at any time without prior notice.
When you submit information through any form on this Website, including a phone number, name, vehicle details, or other personal information, you represent that the information you provide is accurate, complete, and current. You further consent to our use of that information as described in our Privacy Policy, including receiving SMS text messages if you have provided your phone number.
All content on this Website, including text, graphics, logos, images, and software, is the property of First Choice Title Pawn or its content suppliers and is protected by applicable United States and Georgia intellectual property laws. You are granted a limited, non-exclusive, non-transferable license to access and use the Website for personal, non-commercial purposes only. You may not reproduce, distribute, modify, create derivative works of, publicly display, or otherwise exploit any content from this Website without our express prior written permission.
The Website may contain links to third-party websites or integrate third-party services (such as analytics, advertising, and SMS platforms). These third-party services are governed by their own terms and privacy policies. We are not responsible for the practices, content, or availability of any third-party sites or services. The inclusion of any link does not imply our endorsement of that site.
THE WEBSITE AND ALL CONTENT AND SERVICES PROVIDED THROUGH IT ARE OFFERED ON AN “AS IS” AND “AS AVAILABLE” BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, OR NON-INFRINGEMENT. FIRST CHOICE DOES NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FIRST CHOICE, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AND AFFILIATES SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF OR INABILITY TO USE THE WEBSITE OR ANY CONTENT OR SERVICES PROVIDED THEREIN, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING UNDER THESE TERMS SHALL NOT EXCEED THE AMOUNT YOU PAID TO FIRST CHOICE IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.
You agree to indemnify, defend, and hold harmless First Choice Title Pawn, its affiliates, officers, directors, employees, agents, licensors, and contractors from and against any and all claims, damages, obligations, losses, liabilities, costs, or expenses (including reasonable attorneys’ fees) arising from: (a) your use of the Website; (b) your violation of these Terms; (c) your violation of any third-party rights; or (d) any inaccurate information you submit through the Website.
By submitting your phone number on this Website, you acknowledge that you have read and understood our SMS messaging disclosures and consent to receive autodialed or prerecorded text messages from First Choice Title Pawn. This consent is not required as a condition of purchase or obtaining any service. Message and data rates may apply. Reply STOP to opt out at any time. This section is intended to comply with the Telephone Consumer Protection Act, 47 U.S.C. § 227 (“TCPA”), and any applicable FCC regulations.
These Terms shall be governed by and construed in accordance with the laws of the State of Georgia, without regard to its conflict of law provisions. Any dispute arising out of or relating to these Terms or your use of the Website shall be resolved through binding arbitration administered by JAMS in accordance with its Comprehensive Arbitration Rules, with proceedings conducted in Tifton, Georgia, in the English language. Nothing herein shall prevent either party from seeking injunctive or equitable relief in a court of competent jurisdiction to protect intellectual property rights. The prevailing party in any action or proceeding shall be entitled to reasonable attorneys’ fees and costs.
YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDING WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.
First Choice reserves the right to modify these Terms at any time, at its sole discretion. Updated Terms will be posted to this Website with a revised effective date. Your continued use of the Website after the posting of any changes constitutes your acceptance of those changes. It is your responsibility to review these Terms periodically.
We reserve the right to terminate or suspend your access to the Website at any time, with or without cause or notice. All provisions of these Terms that by their nature should survive termination shall survive, including but not limited to intellectual property provisions, disclaimers, indemnification, and limitations of liability.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and First Choice regarding the subject matter herein and supersede all prior agreements and understandings. If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect. Our failure to enforce any provision does not constitute a waiver of our right to enforce it in the future. You may not assign your rights under these Terms without our prior written consent. We may assign our rights without restriction.
